Adult Pay Processor Wanted!!!

Anyone have any suggestions on who I should use to process my money transactions on my adult auction site..



Please all suggestions and comments welcome, especially if you know any good companies..

BankCard Central will do adult payment processing. They are pretty reasonable.

2 year old thread where the guy had a single post... I highly doubt that's a warm lead!

I understand it's two years old but it doesn't hurt to mention something if you know it works for other people who maybe looking for the same thing. Right???

You're right - I have a client seeking just that information. Thanks!

You are very welcome!

I think chronopay might be a good solution, they are well capable to manage high risk business, IMO.

there are many companies which specializez in adult paymrnt processing, will tell you the names i know
the most trusted is CCbill,
the rest are
AMPlify
Forepay
ProTX
etc.
they all are companies that can help you
JWP
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I think ccBill is the best for adult oriented sites.

For some industries, merchant accounts can be more difficult to obtain as they are thought to be a high risk by the merchant account provider. Such industries include:

• Replica Products • Dating • Telemarketing • Adult • Multi-Level Marking • Cell Phone • Auctions • Travel • Pharmacy • Gambling • Pornography •

Banks and third party merchant account providers consider these industries a higher risk due to a higher level of charge backs, returns/refunds and credit card fraud. As a result of the high risk associated for the provider of the merchant account, there are higher rates associated with merchant accounts.

It can be difficult to obtain a high risk merchant account from a bank and in most cases can also be quite expensive. Typically speaking, banks do not provide merchant account services to high risk merchants, if they do their rates will be higher than available from a third party provider. Third party merchant account providers can provide accounts to high risk merchants as they have relationships with multiple banks, allowing them to ‘spread’ around the risk.

Due to many competing third party providers, rates for high risk merchant accounts can be significantly lower than those from a bank. However, the rates will be higher in order to offset the risk involved. Typically, application fees for a high risk account range from $500 to $5000, though not all providers charge application fees. Then there are two charges that occur each time a transaction is processed:

• The transaction fee is a flat rate fee between $0.35 and $0.75
• The discount rate is a percentage of the transaction amount, and is usually anywhere from 3% to 15% for a high risk merchant.

Other fees include monthly statements and services such as fraud protection, as well as charges for refunds and charge backs.


sales(at) emerchantpay.com

For starters, if your website happens to have adult content, you will definitely need an adult payment gateway.

Secondly, if you hope to earn from the content your website has, you will need the payment processing services that only an adult payment gateway can give. The most convenient mode of payment used in online transactions is through credit cards, and adult payment gateways accept credit card payments for you, and then credit them to your account.

Now that you know what an adult payment gateway does basically, here is a quick look at some things you should keep in mind when getting ready to sign up with payment gateway:

Application time. Many adult payment gateways claim that their application process is the fastest and most hassle-free of all, being able to grant you approval in 48 hours or less, so long as you have the proper documents ready. Make sure they can make good on their claim, and if the actual approval takes more time than they promised, ask them what’s the hop-up, if they say they need more time and can’t give a straight or satisfactory answer, move on.

Acquirer bank. All payment gateways are hooked with an acquirer bank, this is how they process payments, and adult payment gateways are no exception. It is in your best interest to know if the payment gateway you’re planning to sign up with is backed up by a stable and established acquirer bank, that way you know they will be able to secure payments made to you, come what may.

Fees, hidden and known. Remember that just like you, payment gateways also need to earn an income, and they do this by charging a fee for their service. Now all of this sounds well and good, that is, until the bill arrives. Know all fees you need to pay, and it’s not uncommon to hear about payment gateways that charge hidden fees. Know what you pay for, and you’ll have less to regret. It’s as simple as that.

Clearing service. Look up “common merchant account problems” and one of the things you will see there is the transaction clearing service. This has been an issue with many payment gateways, as for a payment gateway to work well with the adult merchant, they must have compatible systems. The merchant’s software must definitely be compatible with the clearing service, or no transaction can be made, and no transaction means no money.

Anti-fraud features. For as long as there is money changing hands, frauds have always been there to try to filch some of it. Make sure the adult payment gateway has security and privacy features designed to protect the customer’s payment and private information. The less that know about your sensitive information, the less likely you are to fall victim to fraud or theft.

Documentation. Depending on the requirements of the acquirer bank that the adult payment gateway is working with, you may be asked to provide them with various documents, mainly to verify your credit history, and check the ownership of the business you want them to provide payment processing to.

Good standing. Common sense will tell you not to do business with shady companies, especially ones over the internet, where identity verification is even harder to check than it is with brick-and-mortar businesses. A good reputation always precedes a good company, but a bad reputation goes even further. Fellow adult merchants will know the name of adult payment gateways you should do business with, and those that you should steer clear from.

sales (at) emerchantpay.com

try offshoremerchants.net